Terms of Service

Siaupoa · Last updated: 23 September 2026

By installing or using Siaupoa ("the App") you agree to these terms. If you do not agree, please do not use the App.

You must be at least 18 years old to use the App. The App is intended for adults and is not designed for or directed at children. We do not knowingly allow anyone under 18 to create an account or use the App.

1. The service

The App is a personal bookkeeping tool operated by Goodsvalu Inc. (“we,” “us,” or “our”). Your bookkeeping data is stored on your device. The App also offers optional AI recognition, which can process a receipt photo or text you submit — including text created using your device’s built-in dictation feature — to create a draft transaction for you to review and confirm.

2. Your responsibility for your own data

Your bookkeeping data is stored on your device. We do not keep a copy and cannot recover it for you. If you lose your device, uninstall the App, or reset its data without first creating a backup, any bookkeeping data that has not been backed up will be permanently lost.

Creating a backup (Settings → Data → Backup) is available free of charge for 30 days from the first time you open the App, and after that is included in the Siaupoa Base and Siaupoa Plus subscriptions (see Section 5). If you use it, back up regularly and keep your backup file in a safe location. Restoring from an existing backup file (Settings → Data → Restore) is available to everyone and does not require an account or a subscription.

3. AI recognition is a draft, not a source of truth

AI recognition may produce inaccurate results. It may misread information such as an amount, date, currency, or merchant name. All AI-generated results are provided as drafts and must be reviewed and confirmed by you before they are saved. You are responsible for verifying the accuracy and completeness of all AI-generated information. Do not rely on AI-generated results for tax filing, accounting, reimbursement, or other financial purposes without checking them against the original source.


The App does not provide accounting, tax, legal, or financial advice. It is intended only as a personal bookkeeping tool and is not a substitute for advice from a qualified professional.

4. Free allowance and fair use

AI recognition is subject to the monthly allowance shown in the App. Without a subscription, a signed-in user receives 5 AI recognitions each calendar month (UTC). Deleting and re-creating an account does not reset this allowance. Siaupoa Base and Siaupoa Plus provide higher allowances, as described in Section 5. We may change the applicable allowance or temporarily limit, suspend, or throttle access to AI recognition, either generally or for a specific account, when reasonably necessary to maintain the availability and reliability of the service, manage capacity, or prevent abuse. Features that do not depend on AI recognition — including manual entry, reports, budgets, export, backup, and restore — will continue to work independently of the AI service.

You agree not to:

5. Subscriptions: Siaupoa Base and Siaupoa Plus

The App offers two optional paid subscriptions:

The following are available without a paid subscription and without an account: manual entry, multiple ledgers, accounts, categories, budgets, recurring transactions, reports for the current month and the last six months, and restoring from an existing backup file.

Export of transaction lists and creating backups are also available without a paid subscription and without an account for 30 days from the first time you open the App. That date is recorded only on your device, and restoring a backup file also restores the date recorded in it. After the 30 days, export and creating backups require Siaupoa Base or Siaupoa Plus. This 30-day period is part of the free features: it does not start a subscription, and nothing is charged when it ends.

You must sign in to an account (see Section 6) before you can subscribe. In this Section, “subscription” means either Siaupoa Base or Siaupoa Plus unless stated otherwise.

Upgrading from Siaupoa Base to Siaupoa Plus

If you have Siaupoa Base, you can upgrade to Siaupoa Plus in the App. On Google Play, the upgrade replaces your Siaupoa Base subscription rather than adding a second one: Siaupoa Plus takes effect immediately, and you are charged right away only the prorated price difference between Siaupoa Plus and Siaupoa Base for the remainder of your current billing period, as calculated by Google Play. Your billing date does not change; from the next billing date, the regular Siaupoa Plus price applies. Exception: if you switch from an annual Siaupoa Base plan to a monthly Siaupoa Plus plan, you are instead charged one month of Siaupoa Plus at the regular price on the day you upgrade, your new billing date starts that day, and the unused value of your annual Siaupoa Base plan is added as additional Siaupoa Plus time, as calculated by Google Play. The App does not offer a downgrade from Siaupoa Plus to Siaupoa Base; to switch, cancel Siaupoa Plus in your store account (see “How to cancel” below) and subscribe to Siaupoa Base after your Siaupoa Plus period ends.

Price and billing

The subscription price is displayed in the App before you complete your purchase, in the currency applicable to your app store account. The price shown at the time of purchase is the price that applies. Payment is processed and charged by Google Play or Apple’s App Store using the payment method associated with your store account. We do not receive or have access to your card or other payment details.

Automatic renewal

Subscriptions renew automatically at the end of each billing period unless you cancel before the renewal deadline set by Google Play or Apple’s App Store. Your app store account will be charged for each renewal. Monthly subscriptions renew each month, and annual subscriptions renew each year.

How to cancel

Subscriptions must be cancelled through the app store where you purchased them. They cannot be cancelled through the App, and we cannot cancel a subscription on your behalf:

Cancelling your subscription stops future renewal charges. It does not end your current paid subscription period. You will continue to have access to your subscription until the end of that period. What happens after a subscription ends is described in “If your subscription ends” below.

Deleting your account does not cancel an active subscription. Your subscription is managed through your Google Play or Apple account and must be cancelled separately through the applicable app store.

Refunds

Refunds are handled by Google Play or Apple’s App Store in accordance with their respective refund policies. We do not process or issue refunds directly. If you believe you are entitled to a refund, you must request it through the app store where you made the purchase. If you experience a problem with your subscription or purchase, you may contact us at support@goodsvalu.com, and we will assist where possible. However, we cannot issue a refund for a transaction processed by the app store.

Changes to the price or to what a subscription includes

We may change the price of, or the features included with, Siaupoa Base or Siaupoa Plus. Any price change will apply no earlier than your next renewal and will be handled in accordance with the applicable app store’s policies, including any required notice or consent. You may cancel your subscription before the new price takes effect. We may also add or improve features included with either subscription at any time.

If your subscription ends

Nothing you have entered is deleted or hidden. Your ledgers, accounts, categories, and transactions remain stored on your device, where you can still view and edit them, and features available without a paid subscription remain accessible — including restoring from an existing backup file. Only the subscription features lock again: when Siaupoa Base ends, export and creating new backups lock again; when Siaupoa Plus ends, export, creating new backups, and advanced reports lock again (export and creating backups stay available until the end of the 30 days from the first time you opened the App, if that has not yet passed). In both cases your monthly AI recognition allowance returns to the free allowance.

6. Your account

AI recognition and subscribing to Siaupoa Base or Siaupoa Plus require an account. You sign in with your email address and a one-time code sent to that address; no password is required. All other features available without a paid subscription can be used without an account.

You may delete your account at any time by going to Settings → About & Support → Delete Account. Deleting your account removes your account, email address, and associated usage records from our servers, except for the limited allowance-related records described in our Privacy Policy. These records are retained only as necessary to prevent the free AI recognition allowance from being reset or claimed repeatedly by deleting and re-creating an account. Deleting your account does not delete the bookkeeping data stored on your device.

You are responsible for maintaining access to the email address associated with your account. We may suspend or terminate an account that violates these Terms.

7. Availability

The App is provided on an “as is” and “as available” basis. We do not guarantee that AI recognition will always be available, uninterrupted, error-free, or produce accurate results. AI recognition depends on third-party services and your internet connection and may occasionally be unavailable, delayed, or interrupted.

8. Intellectual property

The App and its content are owned by us or our licensors and are protected by applicable intellectual property laws. We grant you a personal, non-exclusive, non-transferable licence to use the App in accordance with these Terms.

Your bookkeeping data remains yours. We do not claim ownership of the data you enter into the App. Your bookkeeping data is stored on your device, except for content you choose to submit for AI recognition, which is handled as described in our Privacy Policy.

9. Disclaimer and limitation of liability

To the fullest extent permitted by applicable law, the App is provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including warranties of fitness for a particular purpose, reliability, availability, or accuracy of results.

To the fullest extent permitted by applicable law, we will not be liable for any indirect, incidental, special, consequential, or similar damages, including loss of profits or loss of data, arising out of or related to your use of the App. This includes losses resulting from inaccurate AI-generated results or from bookkeeping data that is lost because it was not backed up.

Nothing in these Terms limits or excludes any rights you may have under mandatory consumer protection laws applicable in your country of residence.

10. Changes

We may update these Terms from time to time. If we make material changes, we will update the “Last Updated” date on this page and, where required by applicable law, provide additional notice or obtain your consent. Your continued use of the App after the updated Terms take effect constitutes your acceptance of the updated Terms, except where applicable law requires otherwise.

11. Governing law

These Terms are governed by the laws of the State of New York, United States, without regard to its conflict-of-law principles. Subject to any rights you may have under applicable mandatory law, the state and federal courts located in the State of New York will have exclusive jurisdiction over any dispute arising out of or relating to these Terms.

Nothing in this section deprives you of the protection of any mandatory provisions of the laws applicable in your country of residence or of any right you may have under those laws to bring proceedings in your local courts.

12. Contact

support@goodsvalu.com